p  { color: #000000; 
font-size: 10px; 
font-family: Verdana, Helvetica, Arial, sans-serif; 
font-weight: normal; 
line-height: 14px; 
text-align: left }

.body10on14  { color: #000000; 
font-size: 10px; 
font-family: Verdana, Helvetica, Arial, sans-serif; 
font-weight: normal; 
line-height: 14px; 
text-align: left }


.bodyserif13on16   { color: #000000; 
font-size: 13px; 
font-family: Times, "Times New Roman", serif; 
font-weight: normal; 
line-height: 16px; 
text-align: left }

.bodyserif13on16cap    { color: #000000; font-size: 13px; font-family: Times, "Times New Roman", serif; font-variant: small-caps; font-weight: normal; line-height: 16px; text-align: left; text-transform: capitalize }
.bodyserif13bon16cap     { color: #000000; font-size: 13px; font-family: Times, "Times New Roman", serif; font-variant: small-caps; font-weight: bold; line-height: 16px; text-align: center; text-transform: capitalize }
.bodyserif16on16cap     { color: #000000; font-size: 16px; font-family: Times, "Times New Roman", serif; font-variant: small-caps; font-weight: bold; line-height: 20px; text-align: center; text-transform: capitalize }




.bodyserif10on13 {
font-size: 10pt;
font-weight: normal;
font-family: Times, "Times New Roman", serif;
color: #000000;
line-height: 13pt;
text-align: left; }

.bodyunderline {
font-size: 10px;
font-weight: bold;
font-family: Verdana, Helvetica, Arial, sans-serif;
color: #000000;
line-height: 13px;
text-align: left;
text-decoration: underline; }

.body10on13bold {
font-size: 10px;
font-weight: bold;
font-family: Verdana, Helvetica, Arial, sans-serif;
color: #000000;
line-height: 13px;
text-align: left; }

.head14on13boldblue  { color: #045982; font-size: 12px; font-family: Verdana, Helvetica, Arial, sans-serif; font-weight: bold; line-height: 13px; text-align: left }

.bodywhite10on14  { 
color: #ffffff; 
font-size: 10px; 
font-family: Verdana, Helvetica, Arial, sans-serif; 
font-weight: normal; 
text-align: left;
line-height: 14px;}


a:link {
color: #045982;
text-decoration: none;  }

a:visited {
color: #045982; 
text-decoration: none; }

a:hover {
color: #045982;
text-decoration: underline; }

a:active {
color: #045982;
text-decoration: none; }


a:link.menu {
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
line-height: 13px;
text-align: left;
color: #ffffff;
text-decoration: none;  }

a:visited.menu {
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
line-height: 13px;
text-align: left;
color: #ffffff; 
text-decoration: none; }

a:hover.menu {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
line-height: 13px;
text-align: left;
color: #d9d9d9;
text-decoration: none; }

a:active.menu {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #ffffff;
text-decoration: none; }

a:link.black {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: bold;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #000000;
text-decoration: underline;  }

a:visited.black {
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: bold;
font-style: normal;
text-align: left;
line-height: 13px;
color: #000000; 
text-decoration: underline; }

a:hover.black {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: bold;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #000000;
text-decoration: none; }

a:active.black {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: bold;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #000000;
text-decoration: underline; }

p {
	color: #000000;
	font-family: Verdana, Helvetica, Arial, sans-serif;
	font-size: 10px;
	font-weight: normal;
	line-height: 14px;
	text-align: left;
}

p.bold   { color: #000000; font-size: 10px; font-family: Verdana, Helvetica, Arial, sans-serif; font-weight: bold; line-height: 13px; text-align: left }

h1 {
color: #000000;
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 14px;
font-weight: bold;
text-align: left;
line-height: 16px;
}

h2 {
line-height: 13px;
text-align: left;
color: #990033;
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 12px;
font-weight: bold; }

h3 {
	line-height: 11px;
	text-align: left;
	color: #333333;
	font-family: Verdana, Helvetica, Arial, sans-serif;
	font-size: 11px;
	font-weight: bold;
}

li {
color: #000000;
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: normal;
line-height: 13px;
text-align: left;
list-style-type: square;
list-style-position: inherit; }

a:link.blue {
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: none;  }

a:visited.blue {
font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #045982; 
text-decoration: none; }

a:hover.blue {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: underline; }

a:active.blue {font-family: Verdana, Helvetica, Arial, sans-serif;
font-size: 10px;
font-weight: 400;
font-style: normal;
font-stretch: none;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: none; }


a:link.serifblue {
font-family: Times, "Times New Roman", serif;
font-size: 10pt;
font-style: normal;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: none;  }

a:visited.serifblue {
font-family: Times, "Times New Roman", serif;
font-size: 10pt;
font-style: normal;
text-align: left;
line-height: 13px;
color: #045982; 
text-decoration: none; }

a:hover.serifblue {
font-family: Times, "Times New Roman", serif;
font-size: 10pt;
font-style: normal;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: underline; }

a:active.serifblue 
{font-family: Times, "Times New Roman", serif;
font-size: 10pt;
font-style: normal;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: none; }

a:link.red    { color: #fff; font-size: 10px; font-family: Verdana, Helvetica, Arial, sans-serif; font-style: normal; font-weight: 400; line-height: 13px; font-stretch: none; text-decoration: none; text-align: left }

a:visited.red  { color: white; font-size: 10px; font-family: Verdana, Helvetica, Arial, sans-serif; font-style: normal; font-weight: 400; line-height: 13px; font-stretch: none; text-decoration: none; text-align: left }

a:hover.red   { color: #d9d9d9; font-size: 10px; font-family: Verdana, Helvetica, Arial, sans-serif; font-style: normal; font-weight: 400; line-height: 13px; font-stretch: none; text-decoration: none; text-align: left }

a:active.red  { color: white; font-size: 10px; font-family: Verdana, Helvetica, Arial, sans-serif; font-style: normal; font-weight: 400; line-height: 13px; font-stretch: none; text-decoration: none; text-align: left }

.serifblue {
font-family: Times, "Times New Roman", serif;
font-size: 10pt;
font-style: normal;
text-align: left;
line-height: 13px;
color: #045982;
text-decoration: none;  }.leftheading3 {
	text-align: left;
}